Down Payment Assistance Programs
(State of Florida Based)

City of Lauderhill

Up To $50,000

The City of Lauderhill is proud to offer Mortgages & Down Payment Assistance to its residents. Through this program, qualified applicants can receive up to $50,000 in down payment assistance, with a maximum sales price of $592,000. This is a great opportunity to make your dream of home ownership a reality. Apply now and enjoy the benefits of homeownership with the City of Lauderhill's Mortgages & Down Payment Assistance Program.

City of Miami Gardens

Up To $20,000

The City of Miami Gardens offers first-time homebuyers the opportunity to access up to $20,000 for down payment and closing cost assistance. The maximum sales price for this program is $385,000, making it a great choice for those looking to purchase their first home in the Miami Gardens area. With the assistance offered, you can make your dream of homeownership a reality.

Public Housing & Community Development 

Up To $100,000

The PHCD program provides access to SHIP, HOME, and CDGB funds that offer assistance to first time homebuyers up to $100,000. This loan is designed to help lower the mortgage loan and assist with down payment and closing costs. The maximum sales price for this program is $352,000 and the terms and conditions of the loan must be met. This loan is not a grant, so it must be paid back. Take advantage of this program today and get your home ownership dreams underway

City of Miramar

Up To $90,000

The City of Miramar offers residents down payment and closing cost assistance up to $90,000. Qualifying applicants must meet certain income requirements. Apply today to take advantage of this great opportunity and get up to $90,000 towards your down payment and closing costs with a maximum sales price of $450,000 and a closing period of 30 days. Don't miss out, apply now

Broward County HPA

Up to $80,000

The Broward County Housing Purchase Assistance Program (HPA) provides eligible homebuyers with up to $80,000 in down payment and closing cost assistance, depending on the area. In some areas, the minimum amount may be $50,000. This program is designed to help qualified buyers purchase homes with a maximum sales price of $593,653. Homebuyers must be able to close within 45 days in order to take advantage of this program. Best of all, the funds are provided in the form of a forgivable grant.

Palm Beach County

Up To $100,000

Palm Beach County’s Down Payment and Closing Cost Assistance Program is an amazing opportunity for first-time homebuyers to get into the home of their dreams. This program is specifically for those living in Palm Beach County and provides up to $100,000 in assistance with down payments and closing costs. In order to qualify for this program, applicants must attend a homebuyer education class. Don’t miss out on this incredible opportunity to get into your dream home

Home Town Heroes

Up To $35,000

The State of Florida offers a great Down Payment & Closing Cost Assistance program for home buyers. This program can offer up to $35,000 towards the purchase of a home, making it easier for first-time home buyers to realize their dream. The loan is repayable, and maximum loan amounts depend on the county in which the home is being purchased. This program is available all throughout the State of Florida.

MDEAT

Up To $28,500

The Miami Dade Economic Advocacy Trust offers down payment and closing cost assistance to first-time home buyers in Miami-Dade County. With this grant, you can receive up to $28,000 to help cover the costs of purchasing your first home. The grant is forgivable and has a 20-year owner occupancy restriction. Plus, there is no sales price cap, so you can buy now and take advantage of this opportunity. Take the first step towards homeownership today

City of Fort Lauderdale

Up To $75,000

The City of Fort Lauderdale is offering up to $75,000 in down payment and closing cost assistance for buyers looking to purchase a home. This is an amazing opportunity to get the financial help you need to make your dream of owning a home come true. Funds are limited, so don't wait - take advantage of the City of Fort Lauderdale's generous offer today